top of page

The three levels of fees
between your investment and your return.

We focus on keeping all three minimized.

silhouettes in glass building

Let's examine the three levels of fees and how Vilga treats each one.

ADVISORY FEE

Vilga services are flat-fee, not percentage-based.

 

A $5M client pays what a $5M client costs to serve — not ten times a $500K client.

​

See our fee schedule >

FUND-LEVEL FEES

Low-cost ETFs and mutual funds on core holdings. 

 

Direct indexing and bond ladders are available inside the advisory relationship with no additional fees on underlying securities. We utilize only when they benefit the client holistically, not as a default add-on.

HIDDEN COSTS

We rebalance quarterly (or around large cash flows), not on market movement.

 

Cash is managed daily through:

  • Money-market sweeps

  • Treasury-bill ladders

  • Short-term corporate funds

  • Liquidity targets at portfolio & account level

DIVE DEEPER:

Risk Management

We choose risk with intention, based on your specific tolerance and financial capacity.

Tax Optimization

Focusing on the tradeoffs between tax efficiency, target allocation, and our sense of overall impact to make the best possible rebalancing decisions.

Proud Members:

Schedule a first conversation.

A 30-minute call to see whether Vilga is the right fit — no cost, no pressure.

Have a question?

bottom of page