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The three levels of fees

between your investment and your return.

We focus on keeping all three minimized.

Image by Charles Forerunner

Let's examine the three levels of fees and how Vilga treats each one.

ADVISORY FEE

Vilga services are flat-fee, not percentage-based.

 

A $5M client pays what a $5M client costs to serve — not ten times a $500K client.

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See our fee schedule >

FUND-LEVEL FEES

Low-cost ETFs and mutual funds on core holdings. 

 

Direct indexing and bond ladders are available inside the advisory relationship with no additional fees on underlying securities. We utilize only when they benefit the client holistically, not as a default add-on.

HIDDEN COSTS

We rebalance quarterly (or around large cash flows), not on market movement.

 

Cash is managed daily through:

  • Money-market sweeps

  • Treasury-bill ladders

  • Short-term corporate funds

  • Liquidity targets at portfolio & account level

DIVE DEEPER:

Risk Management

Allocation is determined by your plan, not a questionnaire.

Risk is chosen deliberately, then held throughout market movements.

Tax Optimization

Tax-loss harvesting is integrated across the portfolio and embedded in every rebalance, not just added on at year-end.

Schedule a first conversation.

A 30-minute call to see whether Vilga is the right fit — no cost, no pressure.

Image by Charles Forerunner

Proud Members:

Schedule a first conversation.

A 30-minute call to see whether Vilga is the right fit — no cost, no pressure.

Have a question?

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